To Complete the Application Process :
- Complete and print the Application, which includes all of the information
you provided to us on the inquiry form. - Sign, date and initial the Application.
- Send your signed Application and your security deposit (minimum $200)
as a check or money order, payable to HSBC Bank USA, N.A.,
to the following address:
HSBC Bank USA, N.A.
PO Box 4045
Buffalo, NY 14240
If you have any questions about the Secured credit card, please call us at 1-877-277-0948.
Personal Information
Additional Information
By signing below, you understand and agree to the following: You must
be of at least legal age in the state of your residence and have a
telephone in your home to be eligible. All of the information you have
provided on the inquiry form has been transferred to this application
form and that information is complete and accurate and given to obtain
credit. You understand that HSBC Bank Nevada, N.A. ("HSBC", "we", "us")
will retain this application. You authorize us to obtain a credit
report on you and to verify the information from whatever source we
choose. You are requesting a credit card issued by us and if a credit
card is issued to you, by using or permitting another person to use the
credit card, you agree to be bound by the terms and conditions of the
Cardmember Agreement and Disclosure Statement, including any amendments
thereto, ("Cardmember Agreement") that will be sent to you with the
card. This application is a contract only when accepted in Nevada by
us. You understand that by applying for the Orchard Bank Secured
MasterCard, you are agreeing you will be opening and granting to us a
security interest in a Deposit Account with HSBC Bank USA, National
Association, governed by the Secured Credit Card Deposit Account
Control Agreement, which you will be asked to sign. This application
and our Cardmember Agreement will be governed by federal law and the
laws of the state of Nevada even if the MasterCard credit card is used
outside of Nevada. You acknowledge you have read and agree to the Terms
and Conditions of the Orchard Bank Secured MasterCard credit card.
Security Agreement: As security for repayment of all credit
extended or to be extended through your secured credit card account,
you understand and agree to establish and maintain a Savings Account at
HSBC Bank USA, National Association with a minimum balance of $200,
which will secure the repayment of all obligations under the secured
credit card account. You agree that HSBC Bank Nevada, N.A. will use
this account as collateral for your secured credit card account. You
agree that this security interest includes and gives the exclusive
right to HSBC Bank Nevada, N.A. to redeem and collect and withdraw any
part or the full amount of the Savings Account as provided by the
Cardmember Agreement and Disclosure Statement, which will be sent to
you with your card.
BY SIGNING BELOW, you agree to these terms and you agree to open a
savings account with HSBC Bank USA, National Association for at least
$200.
You acknowledge that the Savings Account will not be established until
all completed documents are received by HSBC Bank USA, N.A. and
processed. You understand the Savings Account number will not be
assigned until the Savings Account is opened.
You understand and agree that you will be granting a security
interest to HSBC Bank Nevada, N.A. in your Deposit Account with HSBC
Bank USA, National Association. __________ (Applicant's Initials)
Applicant's Signature: _________________________________
Date: ____ / ____ / ____
This application will not be processed without your initials and signature.
(Maintain the following for your records. Do not return this portion with your application.)